Freedom Finance Europe Ltd

Part of the American Freedom Holding Corp. (State of Nevada) with a capitalization of approximately $800 million (FRHC, NASDAQ)

$125 million of Equity, $1.3 billion of customer assets and over $14 billion of trading revenue of the Group in the last fiscal year

Internationally audited, you can find the annual reports of Freedom Holding Corp on the Securities Exchange Commission page page

Who we are

We are modern, dynamic and reliable broker with professional customer support, having a team with experience and expertise in the US stock market.

We are constantly searching the bright ideas in the US stock market, offering an ongoing support, providing robust trading platforms and technologies for the high-performance work on the market.

Via our traders or by using the trading platform you obtain direct access to the American stock markets and the opportunity to participate in IPO.

Freedom Finance Europe Ltd.

Freedom Finance Europe Ltd. is registered in Cyprus and provides domestic and international clients access to Russian, American and Kazakh stock exchanges and offers a broad range of services in the financial markets in order to satisfy short and long term financial needs of its clients.

License

Freedom Finance Europe Ltd. is registered in Cyprus on 05.08.2013 under registration number HE324220 and is regulated by the Cyprus Securities and Exchange Commission (CySEC) under licence number CIF 275/15, granted on 20.05.2015.

CySEC License

Freedom Finance – an international Investment company on the ideas that earn more than 100 thousand people around the world

Exclusive Access to highly profitable IPOs of fast growing companies on the American and Asian stock exchanges.

Comprehensive analytical support and consulting of real Investment experts in the real office from one of the Berlins Business Centers.

Choice of over 290 Euro bonds with high security and profitability, which is competitive with the bank rates

A complete online trading platform with the ability to social-trading for independent trading.

Fee Schedule

Smart

Exchange-traded Stocks, ETFs
United States & Asia /Europe: USD 2/EUR 2 minimum per order + USD 0,02/EUR 0,02 per share
Russia, Ukraine: 0,08% of trade value EUR 0,2 minimum per trade
FORTS per month EUR 20 FORTS 5 RUB per 1 contract
US Stock Options USD 7,95 per trade + USD 1 per contract
Margin Rates 12% per year
Stock Market withdrawals 7 EUR/7 USD *
SMS Delivery EUR 0,05 TRADERNET Free of Charge
EUR 0 per month

Fix

Exchange-traded Stocks, ETFs
United States & Asia /Europe: USD 1,2/EUR 1,2 minimum per order + USD 0,012/EUR 0,012 per share
Russia, Ukraine: 0,04% of trade value EUR 0,2 minimum per trade
FORTS per month EUR 20 FORTS 5 RUB per 1 contract
US Stock Options USD 7,95 per trade + USD 1 per contract
Margin Rates 12% per year
Stock Market withdrawals 7 EUR/7 USD *
SMS Delivery EUR 0,03 TRADERNET Free of Charge
EUR 10 per month

Super

Exchange-traded Stocks, ETFs
United States & Asia /Europe: USD 1,2/EUR 1,2 minimum per order + USD 0,008/EUR 0,008 per share
Russia, Ukraine: 0,03% of trade value EUR 0,2 minimum per trade
FORTS per month EUR 20 FORTS 5 RUB per 1 contract
US Stock Options USD 7,95 per trade + USD 1 per contract
Margin Rates 12% per year
Stock Market withdrawals 7 EUR/7 USD *
SMS Delivery Free of Charge TRADERNET Free of Charge Trading System DAS Free of Charge
EUR 200 per month

All inclusive

Exchange-traded Stocks, ETFs
United States & Asia /Europe: 0,5 % from the volume of each transaction + USD 0,012 per share but not less than minimum USD 1,2 per trade
Russia, Ukraine: 0,5% from the volume of each transaction
FORTS per month EUR 20 FORTS 5 RUB per 1 contract
US Stock Options USD 7,95 per trade + USD 1 per contract
Margin Rates 12% per year
Stock Market withdrawals 7 EUR/7 USD *
SMS Delivery Free of Charge TRADERNET Free of Charge Trading System DAS Free of Charge 24/7 Personal Assistant Support - Free of charge
EUR 0 per month

*Dependent on the base currency of the price plan

Find more details about fee schedule in Appendix 11 to General Rules

OTC-traded stocks, bonds, ETFs

Brokerage commission, per trade 0.12%

Clearing fee per trade - 30 USD

Safekeeping free of charge

Non-trading orders

Free of payment (FOP) delivery of IPO securities 150 USD + 0.5% of the transaction amount

FOP receipt//delivery of other securities 0 USD/EURO // 60 USD/50 EURO*

*Dependent on the base currency of a price plan

Participating in Shareholder Meetings EURO 250

Trade Orders EURO 10

All transactions through the stock store https://freedom24.com in case if the Client pays by a debit/credit card are charged at the rate of 0.12% of the transaction amount regardless of the Client's tariff. If the Client buys investment instrument prior to opening an account, the charge of 0.12% of the transaction amount will not apply.

Fee per transaction depending on the value of the assets on the client's brokerage account at the end of the working day preceding the date of the IPO:

Less than $ 20,000: 5% of the transaction amount

From 20,000 inclusive to 50,000 US dollars: 4% of the transaction amount

From $ 50,000 inclusive: 3% of the transaction amount

Selling or withdrawal of financial instruments – 0,5% of the transaction amount

Lock-up period - 93 days

Credit Card / Debit Card

You can add funds to your brokerage account at Freedom Finance Europe Ltd using Visa or MasterCard. Funding available only from card opened personally for you.

Appendix 12 to the General Rules and Regulations on Services on the Securities Market

Privacy Policy

Fund

Bank transfer

Your bank's fee
2-3 business days
EUR, USD, GBP, JPY, KZT, RUB

Appendix 13 to the General Rules and Regulations on Services on the Securities Market

Instruction for deposit of funds

Fund

SEPA Debit Direct

SEPA Direct Debit enables to Clients fund their brokerage account in Euro directly from banking account on recurrent basis. Once you'll make one initial payment and your brokerage account will be replenished on an automatic basis once a month.

Commission - free of charge

Fund

* Available only for European Union banking accounts.

Via bank transfer - 7 EUR/7USD *
Please also specify in your bank that the bank chargers for incoming transfers swift

*Dependent on the base currency of the price plan

Appendix 14 to the General Rules and Regulations on Services on the Securities Market

Instruction for withdrawal

* A recipient covers payment related fees of intermediary banks and a beneficiary bank.

Services

Available Markets

NYSE, NASDAQ, HKEX, LSE, Deutsche Börse, KASE, MOEX

Advantages for trading on American stock market

Today, the US stock market is the main financial center of the world. The dynamics of the US indexes S&P500 and Dow Jones determines the mood on the other stock markets in the world including Russia. The whole world is monitoring the situation on the stock exchanges NYSE, NASDAQ, CME, CBOT and others, and repeats their main trends.

Securities for trading

The company's clients have access to more than 40,000+ various financial instruments – stocks of S&P500 and the world's leading companies (Apple, Google, Microsoft, Coca-Cola, Disney, Amazon, Facebook), options, futures, corporate and government bonds, various investment funds (sector, index, margin, bond).

Trading platforms

The Client has the opportunity to place an order for purchase/sale of securities either on his own or, by using the following trading platforms: TRADERNET

Team

Timur Turlov

Founder,
Member of the Board

turlov@ffin.kz

Evgeniy Tyapkin

Executive Director,
Member of the Board

tyapkin@freedomfinance.eu

+357 252 577 87 (int 48401)

Ovik Tonyan

Financial Director

o.tonyan@freedomfinance.eu

+357 252 577 87 (int 48418)

Liudmila Kiriaku

Director of Regulatory Affairs

+357 252 577 87 (int 48457)

Denis Rudnev

Head of Back Office Department

rudnev@freedomfinance.eu

+357 252 577 87 (int 48406)

Ilnar Zigangirov

Head of the Marketing Department

zigangirov@freedomfinance.eu

+357 252 577 87 (int 48421)

Olga Karpunina

Head of Human Resources Department

karpunina@freedomfinance.eu

+357 252 577 87 (int 48424)

Denis Matafonov

Executive Director,
Member of the Board

dmatafonov@gmail.com

+357 252 577 87 (int 48410)

Olga Milko

Business Development Director

milko@freedomfinance.eu

+357 252 577 87 (int 48405)

Alexander Feoktistov

Head of the Legal Department

a.feoktisto@freedomfinance.eu

+357 252 577 87 (int 48497)

Nikita Konkov

Head of Dealing on Own Account

nk@freedomfinance.eu

+357 252 577 87 (int 48402)

Dmitry Simonov

Head of Client Support

simonov@freedomfinance.eu

+357 252 577 87 (int 48413)

Vitaliy Zvonar

Head of Product Management Department

zvonar@freedomfinance.eu

+357 252 577 87 (int 48492)

Olga Kazarina

Head of Finance and Accounting Department

o.kazarina@freedomfinance.eu

+357 252 577 87 (int 48490)

Freedom24 for iOS and Android

Investing in securities is a way to preserve and increase capital. Freedom Finance – an online broker for trading securities through the internet. Trade securities from the comfort of your home.

With the Freedom24 app you can:

View data on securities in real-time (demo account allows you to view real data with a delay)
Invest with both demo and real user accounts of the Tradernet terminal
Create trade orders for the purchase and sale of securities
View history of orders, status of orders, trades executed on the order
Track the status of your current portfolio

Documents

FATCA

The Foreign Accounts Tax Compliance Act, known as the FATCA, was imposed by the USA and came into force in July 2014. Its aim is to detect, deter and discourage offshore tax evasion by U.S. citizens or residents, who either directly or indirectly, invest outside the USA through foreign financial institutions.

Cyprus signed an Intergovernmental Agreement with the USA (IGA), in order to facilitate the implementation of FATCA provisions by Cypriot financial institutions.

This Agreement requires Cypriot Financial Institutions to identify financial accounts held by U.S. citizens or by entities that are incorporated in the U.S. or controlled by certain U.S persons and report those accounts annually to Cyprus Income Tax Authorities.

How this will affect you

In order to comply with FATCA requirements we ask you to complete W-8 tax forms through Member area at Tradernet web portal to confirm your FATCA status for the purpose of US tax legislation.

Also all W-8 tax forms and instructions can be found through the links below:
For individuals
- https://www.irs.gov/forms-pubs/about-form-w-8-ben
- https://www.irs.gov/forms-pubs/about-form-w-9
For legal entities
More information regarding FATCA can be found through the links below:
https://www.irs.gov/businesses/corporations/foreign-account-tax-compliance-act-fatca https://www.mof.gov.cy/mof/tax/taxdep.nsf/page13_en/page13_en?opendocument
CRS

The Common Reporting Standard, known as the CRS, was promoted by the Organization for Economic Co-operation and Development (OECD) as an additional international initiative based on the development of a single global standard for the automatic exchange of information between tax authorities.

Since December 2015, 102 countries, including the Republic of Cyprus, have adopted the CRS, with the number of participating countries constantly increasing. A full list of the committed participating jurisdictions can be found at the link http://www.oecd.org/tax/transparency/AEOI-commitments.pdf

The Republic of Cyprus have agreed to early adoption of the CRS and undertake the necessary CRS obligations from 1st January 2016 (the first exchange of information took place in 2017). With the adoption of FATCA and CRS by the Republic of Cyprus, all local financial institutions, including Freedom Finance Europe ltd., need to comply with the regulatory requirements. Accounts held by the Company that fall within the scope of a Reportable Account under FATCA and CRS, are subject to reporting on an annual basis.

Further information in relation to FATCA and CRS can be found on the website of Cyprus Tax Department at https://www.mof.gov.cy/mof/tax/taxdep.nsf/page14_en/page14_en?opendocument

Tradernet by Freedom Finance

Trading Platform

We offer state-of-the-art proprietary electronic trading platform, Tradernet. Tradernet provides clients with a browser-based desktop application and in some countries a supporting mobile app to facilitate trading activity. Tradernet provides clients with trading capabilities and access to the KASE, Ukrainian Exchange, MOEX, SPBEX, NYSE, NASDAQ, LSE, and Deutsche Börse. Additionally, Tradernet allows clients to monitor and manage all aspects of their personal accounts and participate in our client social network.

Open an account

Vacancies

Freedom Finance Europe is looking for the talent, creative and enthusiastic staff with high level of professional expertise.

If you would like to join to our Team, please find the vacancies below and send your resume.

Welcome onboard!

We offer

Competitive level of salary
Interesting tasks and projects to automate processes
Professional development and work in a Team of experts

Junior Legal Officer / Legal Department

Duties and responsibilities:
- Draft and review of contracts and legal documents from variety of sources
- Solve and follow up on issues with regard to legal matters to ensure that the best possible service can be offered to our stakeholders in close cooperation with the Head of Legal
- Adopt a customer oriented attitude by guiding stakeholders and offering them the most appropriate solution and excellent service
- Showing best practices on how to approach tasks and offer help where necessary
- Stay informed about professional knowledge and technical skills in judicial and financial area in order to maximize your professional knowledge and to apply it within the organization in the best possible manner
- Review of our websites to ensure compliance with legal requirements and procedures
- Report to the Head of Legal
Skills and experience requirements:
- Good verbal and written communication skills
- Proficiency in writing and drafting legal documents
- Strong research skills
- Ability to work independently in a fast-paced environment
- Ability to exercise good judgment and discretion
- Strong organization skills
- Proficiency in English and Russian language. Greek language is preferable
- Experience in a financial institution is preferable
Education and qualifications requirements:
- Knowledge and understanding of financial instruments
- LLB form reputable institution
- LLM is preferable
Send us resume
Senior Payment Specialist / Treasury Department

Duties and responsibilities:
- Processing all of the operational payments: manual and automated. Ensure all payments are handled
- Taking care of all inter-company and client money transfers, cash allocation and transfers between accounts
- Transfer business requirements to the Developing team in order to ultimately achieve a smooth implementation and automatization of payment processes
- Develop, oversee and manage the Payments
- Product owner for the entire payment process
- Dashboards & Reporting on payments (quantity of payments with different breakdowns, claims, average resolution time, etc)
- Steer the exposure limits on counter-parties
- Develop the payments calendar
- Cash forecasting
Skills and experience requirements:
- At least 3-5 years of experience in Treasury/Payments processing, payment service providers and/or fin-tech organisations/banks
- Detailed knowledge of SWIFT, SEPA, etc
- Exposure to payments regulatory frameworks
- Good project management skills
- Excellent interpersonal skills: Relationship management and good team player
- Entrepreneurial mindset and a strong focus on execution
- Analytical skills
- Ability to solve problems
- Advanced Microsoft Excel skills are a must. Knowledge of and work experience with SQL and VBA will be considered as an advantage
- Fluency in Russian and English
Education and qualifications requirements:
- Degree in Finance or Economic
- Knowledge and understanding of financial instruments
Send us resume
Back office manager / Analyst

Duties and responsibilities:
- To develop and improve internal processes and procedures related to treasury and back office matters
- To retrieve and summarize transaction data from banks and prime brokers
- To implement new solutions for retrieving data from current and new brokers
- To control the quality of retrieving data and internal data in our back-office system. To increase the quality of data working with our IT team and colleagues from different companies
- To prepare daily reconciliations with corresponding banks and prime brokers
- To identify, investigate and solve reconciliation issues
- To communicate with other departments (back office, accounting, treasury, IT)
- To prepare reconciliation documentation for internal and regulatory reporting
- To report to the management on reconciliation results
- If you like automatization – you will always have interesting tasks
Skills and experience requirements:
- Good knowledge of financial instruments, their characteristics, trading and back office operations
- Good knowledge of bank payments and securities brokerage business
- Excellent knowledge of accounting, audit, forensic
- Previous work experience of at least 2-3 years in finance industry (audit, accounting, treasury, back office department)
- Analytical skills and ability to work with large volumes of data
- Advanced Microsoft Excel skills are a must. Knowledge of and work experience with MS SQL, PostgreSQL, Python, VBA and ETL software will be considered as an advantage
- Fluency in Russian and English
Education and qualifications requirements:
- Degree in Finance
- Knowledge and understanding of financial instruments
Send us resume
Head of Compliance

Main functions:
- Key point of contact with the Regulators
- Assessment of the newly published CySEC announcements, Circulars, Directives, Laws in terms of applicability to Company’s activities
- Preparation and submission of CySEC reports within CIF obligations
- Monitoring and assessment that policies and procedures are adequate, to detect any risk of failure by the Company to comply with its obligations under the Law, as well as the associated risks, have been established, implemented and are maintained and that for these purposes, the Company takes into account the nature, scale and complexity of the business of the Company, and the nature and range of investment services and activities undertaken in the course of that business
- Construction and execution of the Compliance Monitoring Program
- Preparation of trainings, ensuring that employees of the Company attend training sessions on compliance with applicable laws, rules and regulations
Main requirements:
- Strong knowledge of MiFID and other EU regulations in relation to the provision of MiFID investment and ancillary services, fluency in MiFID related legislation
- CySEC Advance Certificate
- Fluency with information on CySEC and ESMA web-sites
- Communicating updated copies of Internal Procedure manual, internal regulations and of any further instructions and rules, that relates to their role and responsibilities in the Company, to all staff members
- Confidence with provision of advice and guidance to Company’s employees on Compliance related matters
- Experience in communication with regulatory bodies
- Assisting regulatory bodies, auditors etc in performing inspections of the Company’s activities
- Skills and experience in existing control procedures improvement
Send us resume

Compliance Officer

Main functions:
- Assistance to the Head of Compliance with the Compliance matters
- Maintenance of the Policies and Procedures Register
- Review of the existing policies and procedures for their adequacy of Company’s obligations under the Law, preparing suggestions for updates
- Assistance in construction and execution of the Compliance Monitoring Program
- Assistance in trainings preparation, ensuring that employees of the Company attend training sessions on compliance with applicable laws, rules and regulations
Main requirements:
- Understanding of MiFID and other EU regulations in relation to the provision of MiFID investment and ancillary services
- Ability to find relevant information on CySEC and ESMA web-sites
- Assistance with the counterparties request on Due Diligence of the Company
- Assistance with the provision of information / documents during regulatory bodies, auditors and other audits regarding Company’s activities
Send us resume

AML Specialist

Main functions:
- Daily validation of negative information/PEP/Sanctions matches
- Daily review and assessment of documents provided as Source of Wealth / Source of Fund
- Assessment of the onboarding pack of documents for Clients Legal Entities
- Regular review as per Company’s Client Acceptance Policy documents and activities of Clients Legal Entities
- Assistance in the execution of Compliance Monitoring Program in regards to AML matters
Main requirements:
- Understanding EU AML legislation
- CySEC AML Certificate holder or readiness to successfully sit the exam within coming 6 months
- Soft skills in communication with the account managers regarding client documents’ assessment and requests for additional documents/information
- Ability to work with big volume of requests
Send us resume

AML Monitoring Specialist

Main functions:
- Daily review and assessment of documents provided as Source of Wealth / Source of Fund
- Integration of the Group Compliance Monitoring Program in to the Company’s Compliance Monitoring Program, updating Company’s AML Manual, Client acceptance Policy accordingly, where applicable
- Assessment of the existing AML alerts on economic profile and transactions monitoring, updating these alert where necessary
- Validation of the alerts produced as part of the AML and transactions monitoring program
- Ad hoc review of the client files for their compliance with AML requirements
- Assistance in the execution of Compliance Monitoring Program in regards to AML matters
- Investigation of the ISRs reports received by the AML Department
Main requirements:
- Understanding EU AML and Sanctions legislation
- Ability to understand Company’s and Group requirements in regard to AML
- CySEC AML Certificate holder or readiness to successfully sit the exam within coming 6 months
- Excellent soft skills in communication with the account managers regarding client documents’ assessment and requests for additional documents/information
- Experience in preparation and execution of the Compliance Monitoring Program in regard to AML matters
Send us resume
IT Administrator

Main functions:
- Solving appeals and providing support to Company employees and divisions for Systems Administration and Network related issues
- Troubleshooting of technical cases related to Systems Administration and Networking
- Escalating to Freedom Finance Holding technical support Team any issues which can’t be resolved at current level of expertise/access
- Liaising with both external parties and internally for improving Company’s existing infrastructure and services/products
- Expanding Infrastructure and computing facilities, as per Company's plan
- Keeping relevant documentation and databases up-to-date and in proper order
- Improving technical level of colleague’s expertise by means of learning and sharing personal experience/skills
- Research, development and implementation of the technologies/solutions aimed to maintain competitiveness of the Company globally
- Escalating to Department Managers / Director any subjects that are not rectified in timely manner
Main requirements:
- Bachelor / Master degree in IT
- Russian, English languages (native / advanced level)
- Relevant experience from 1-3 years
Send us resume
Customer Support Manager

Main functions:
- Working with existing clients, assistance in solving their technical issues and others
- Improving the quality of customer service by implementation of best practices
- Monitoring the processing of client requests
- Dealing with customer complaints
- Introducing of high standards of customer service
- KYC process implementation
Main requirements:
- Bachelor / Master of Economics / Finance
- Experience in Customer Support for the financial / investment sector from 1-2 years and/or experience in Brokerage
- Knowledge of languages: Russian, English at an advanced level, Greek as advantage
Send us resume

Freedom Holding Corp. is an international strategic investment company operating in 8 countries: Kazakhstan, Russia, USA, Germany, Ukraine, Kyrgyzstan, Uzbekistan and Cyprus.

Freedom Finance Europe Ltd is a subsidiary of the Freedom Holding Corp., an international investment group with equity capital over $117 million.

Shares of the Holding company are listed on NASDAQ. The holding's operations are regulated by the Securities and Exchange Commission (SEC, USA).

More than $ 4 billion

Market capitalization of Freedom Holding Corp"

250 000

Clients of Freedom Finance group of companies

$ 2 billion

Client Assets within the holding

Team 1100+

Experts in the Group comprise of specialists with an average 10-year experience in finance

Freedom Finance Europe Ltd

Christaki Kranou 20,
C Tower, 5th floor,
4041 Germasogeia, Limassol, Cyprus

General Office tel: +357 25 25 77 87, fax: +357 25 25 77 86
Customer Support Department tel: +357 25 25 77 85
(working hours 09:00 - 21:00 UTC+2)
freedomfinance.eu
info@freedomfinance.eu

Freedom Finance Germany TT GmbH (Tied Agent)

Kurfürstendamm 21 (Kranzler Eck Berlin, 7th floor)
DE-10719 Berlin

tel: +49 30 863 21 84 0
ffgermany.de
berlin@freedom24.com

Freedom Finance Europe Ltd provides financial services on the territory of the European Union, in accordance with CIF 275/15 license, which covers all the necessary activities for the company. The license was issued by Cyprus Securities & Exchange Commission (CySEC) on 05.20.2015. Ownership of securities and other financial instruments always involves risks: the value of securities and other financial instruments can either rise or fall.

Past investment results do not guarantee future returns. In accordance with the legislation, the company does not guarantee and does not promise future returns on investments, does not guarantee the reliability of potential investments and stability of the size of the returns.

Freedom Finance Europe

Are you looking for an efficient way to invest, but don't know where to start?

IPOs

You obtain direct access to the stock markets and the opportunity to participate in IPOs.

NASDAQ Listed

It happened: Freedom Holding Corp stock is traded on NASDAQ

Your reliable broker since 2013

Convenient trading terminal

1,000,000+ financial instruments

Who we are

Freedom Finance Europe Ltd.

License

Freedom Finance – an international Investment company on the ideas that earn more than 100 thousand people around the world

Fee Schedule

Exchange-traded Stocks, ETFs

Exchange-traded Stocks, ETFs

Exchange-traded Stocks, ETFs

Exchange-traded Stocks, ETFs

OTC-traded stocks, bonds, ETFs

Non-trading orders

Fee per transaction depending on the value of the assets on the client's brokerage account at the end of the working day preceding the date of the IPO:

Credit Card / Debit Card

Bank transfer

SEPA Debit Direct

Services

Available Markets

Advantages for trading on American stock market

Securities for trading

Trading platforms

Team

Timur Turlov

Evgeniy Tyapkin

Ovik Tonyan

Liudmila Kiriaku

Denis Rudnev

Ilnar Zigangirov

Olga Karpunina

Denis Matafonov

Olga Milko

Alexander Feoktistov

Nikita Konkov

Dmitry Simonov

Vitaliy Zvonar

Olga Kazarina

Freedom24 for iOS and Android

Documents

FATCA

How this will affect you

For individuals

For legal entities

CRS

Tradernet by Freedom Finance

Trading Platform

Vacancies

Junior Legal Officer / Legal Department

Senior Payment Specialist / Treasury Department

Back office manager / Analyst

Head of Compliance

Compliance Officer

AML Specialist

AML Monitoring Specialist

IT Administrator

Customer Support Manager

More than $ 4 billion

250 000

$ 2 billion

Team 1100+

Freedom Finance Europe Ltd

Freedom Finance Germany TT GmbH (Tied Agent)

Your reliable broker
since 2013